How to Renew Your ILOE Insurance in UAE

Streamlined Guide to Renewing ILOE Insurance in the UAE

The Involuntary Loss of Employment (ILOE) insurance scheme in the UAE is a vital financial safety net for residents facing unexpected job loss. This guide provides a clear pathway for renewing your ILOE insurance, ensuring uninterrupted coverage and peace of mind.

Eligibility Criteria for ILOE Insurance Renewal

To renew your ILOE insurance, you need to meet the following criteria:

Hold an existing ILOE policy with all premiums paid to date.
Be currently employed within the UAE.

Options for Renewing Your ILOE Insurance

The Ministry of Human Resources and Emiratisation (MoHRE) facilitates the ILOE insurance renewal process through two user-friendly methods:

Online Renewal via the ILOE Portal

Access the ILOE official portal at https://www.iloe.ae/.
Select your employment sector (public or private).
Input your Emirates ID number and the mobile number registered with ILOE.
Authenticate your login with a One-Time Password (OTP) received via SMS.
Once logged in, navigate to the “Renew” or “Subscription” section.
Complete the renewal process following the on-screen prompts and finalize the payment.

Mobile App Renewal

Download the “ILOE UAE” app from the Apple App Store or Google Play Store.
Complete the registration process if you are a first-time user.
Log in with your Emirates ID and registered mobile number.
Go to the “Renew” or “Subscription” section within the app.
Follow the in-app instructions to renew your policy and make the payment.

Payment Methods for Renewal

Renewal payments can be made using debit cards, credit cards, or e-wallets as accepted by the ILOE portal or mobile app.

Key Reminders for ILOE Renewal

Ensure timely renewal before your policy’s expiry to maintain continuous coverage.
Beware of late renewal penalties.
Always use the MoHRE’s official website and app for managing your ILOE insurance to avoid third-party service pitfalls.
For any assistance, reach out to ILOE through their official channels.

By adhering to these guidelines, you can smoothly renew your ILOE insurance in the UAE, securing your financial safety in the event of involuntary employment loss.